Hourly Consulting Program

Hourly Consulting is a flexible and affordable option if you are seeking sound financial guidance delivered in a deliberate, goal-oriented manner. You get as much assistance as you need, when you need it, throughout your life.

Benefits of the LPL Financial Hourly Consulting Program

The more you are able to understand and manage your wealth, the more likely you are to achieve your goals and dreams. But managing your financial future is a complex process that involves careful consideration of your short- and long-term goals. The Hourly Consulting Program through LPL Financial provides a great method to ensure that your chosen path becomes the focus of your financial strategy.

Hourly consulting services include specific financial problem solving and consulting in areas that are somewhat different than the services offered through traditional, comprehensive financial planning. As evidenced by our wide ranging services, there are many potential situations in which we can provide valuable, targeted strategies. The costs for hourly consulting are based upon an hourly rate, which is fully disclosed in a written engagement agreement.

You obtain essential financial guidance in the areas that are most important to you:

Asset Allocation

Many investors have assets in company retirement plans as well as at LPL Financial. We can provide you with a comprehensive view of your asset allocations to help you better plan for your long-term goals.

Business Planning

Receive professional advice on a variety of topics, including succession planning, entity planning, retirement plan evaluation and cash management. We can provide valuable advice for navigating these areas.

Education Planning

There are a variety of savings vehicles specifically tailored for education that can help you reach your funding goals, including 529 plans and Coverdell Education Savings Accounts (ESAs). By starting a disciplined savings plan now, you will be in a better position to meet your children’s education needs in the future.

Estate Planning

We can help beneficiaries set up estate accounts, determine date of death values and handle asset transfers on behalf of beneficiaries. When your family is meeting the challenges that accompany the loss of a loved one, we can relieve your stress by assisting with your family’s financial matters.

Debt Management

For many individuals, debt management has often been overlooked. If debt management is of concern to you, let us help you with properly managing the liability side of your balance sheets.

Goal Planning

Addressing specific concerns in a focused manner can clear the path for greater progress. We can help you implement a strategy to address one or two core goals and track your progress, making necessary adjustments as needed.

Cost Basis Tracking

Investors often find that they have incomplete cost basis records of the assets they own due to long-term buy-and-hold strategies; generational stock transfers; or mergers, acquisitions or stock splits. As a result, arriving at an accurate cost can be difficult. We have access to a securities pricing database that can be used to track down historical prices of many individual securities on any given day throughout the past decades.

Purchase Analysis

If you are contemplating making a major purchase for personal or investment reasons, we can help you analyze the details of the transaction and how the transaction may impact your long-term goals, based on various price and value change scenarios.